News

Budget Summary 2013

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Source: HM Treasury | 20-03-2013 Caught between a rock and a hard place, George Osborne pleaded his case for continued austerity in his fourth Budget whilst maintaining the UK economy was on track to recovery. Overall his budget was fiscally neutral – any tax savings to be funded by decreases…

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More Help for Borrowers…

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The Chancellor could offer more help to borrowers with small deposits, says the Sunday Times Teresa Hunter. House builders are expecting the Chancellor to announce a boost to mortgage support schemes in the impending Budget this week. An extension to the flagship ‘New Buy Scheme’ is likely to be announced…

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Divorce: Money and Children…

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Divorce is rarely easy or straightforward, but it can be complcated and painful when children are involved, both emotionally and financially. Being prepared when going through a divorce is essential in limiting the pain of these issues and appointing an experienced lawyer will be able to advise you on where you stand in…

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Housing Market Continues to Improve…

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Says latest survey from the Halifax... House prices rose by 0.5% in February, it said, with property values now 1.9% higher than a year ago. The average property now costs £163,600. Halifax also said housing sales had continued on a 'modest upward trend'. ET Law Limited are panel members for :…

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Mortgage measures on track say banks…

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Manchester Evening News, 20th February, 2013 Banks and building societies insisted efforts to unblock the mortgage market were on track today despite a pause in lending momentum during January. The Council of Mortgage Lenders (CML) reported that lending fell back by 9 per cent month-on-month in January, with an estimated…

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Equity Release Adviser at ET…

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In the UK, equity release plans are becoming an increasingly popular part of retirement planning. Whilst an equity release plan can make life more comfortable and help you achieve financial freedom in retirement, it is essential that you are made fully aware of the options available to you and that…

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Britons aren’t planning for retirement…

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A survey of 15 countries has revealed that Britons are not planning for retirement. More than 15,000 people in 15 countries were polled,  with 58% of Britons admitting they prioritise saving for holidays over bulding up a nest egg for their retirement. While the average UK retirement is expected to…

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Mansion tax to target unused land owners…

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Owners of undeveloped land could be next on the hit list by the Lib Dem Mansion Tax. The party is said to be exploring plans to levy a 5-figure charge on potentially valuable empty land with a view to persuading developers to build new homes. The tax would apply to…

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Property market set for another buy-to-let boom?

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Landlord mortgages soared by a fifth in 2012 reports the Daily Mail's Lee Boyce... £16.4bn lent to investors in 2012 - 19%  higher than the previous year 136,900 BTL mortgages agreed last year - almost 50,000 higher than 2009 'Buy-to-let is only going to grow in  popularity as mortgage rates…

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Further mortgage rate cuts welcomed by first time buyers

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Taken from www.propertywide.co.uk blog January 18th… While the Government’s £80bn Funding for Lending scheme prompted fierce competition between lenders, it was aimed in principle at borrowers with larger deposits. As a result, first-time buyers struggling to build up sufficient funds for a typical 20% deposit have faced obstacle after obstacle…

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