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You’re ready to take the next step and secure a foot on the property ladder? Buying a home is definitely an exciting time, but some first-time buyers might get held back by their credit score. After all, you’ve probably never really considered it before. However, there are ways in which…

The Help to Buy ISA has been helping first-time buyers save for a mortgage deposit since 2015. For every penny you save in the ISA, the government will give you a 25% bonus (up to £3,000) towards your first home.  £3,000 could certainly go a long way when saving to…

In this guide, we'll cover how you can apply for a Help to Buy ISA when purchasing your first home. If you are looking to buy your first home, it’s likely that you’re already aware of the Help to Buy scheme. If not, take a look at our simplified Help…

If you’re purchasing a house, particularly as a first-time buyer, it can be difficult to know how and where to start your search. There are a number of ways that you may find your dream property, you just need to know where to look. Carry on reading to find out…

  If you’re a first-time buyer, different types of contracts and deeds can be confusing to understand. When buying a house with someone else, or if someone else has a beneficial interest in the property you purchase (such as a parent who has contributed towards the deposit), one option available…

Although the news that the help to buy ISA scheme is to close in 2021 has some first-time buyers panicking, there is still plenty of time to take advantage of the government-lead scheme. For many, buying their first home will be the biggest financial step they’ll ever make. There are…

If you’re buying your first home, there’s a lot to think about. From insurance to legal help, there’s a long list of paperwork and tasks to sort out, most of which will come with a price. For a first time buyer, costs such as these can add up quickly and…

  As of April 2018, the UK Stamp Duty Land Tax will be replaced in Wales, with the Land Transaction Tax (LTT). This change aims to help Welsh land and homeowners, making their needs a priority. This change also benefits those looking to buy or invest in property in Wales,…

If you’re looking to buy your first property, be it a flat or a house, knowing what to offer can be confusing. Even those who have moved home many times find the process of negotiating a house price challenging. It’s always tempting to offer the asking price to increase your…

A will can help you to provide that much-needed financial security for your partner and your family when you pass away. If you and your partner are unmarried you’ll have different cohabitation rights to those who are married or in civil partnerships. Being aware of these rights can help you…