News

When is the right time to buy a house?

Posted on
right time to buy a house guide

When it comes to buying a property, the time in which you complete the transaction is just as important as the location of the property or any other seemingly important consideration. Timing is vital, particularly for first-time buyers. This is because there are so many variables that influence how much…

Read more

The benefits of remortgaging your home

Posted on
Remortgaging your home benefits

If you’re considering remortgaging but need a little more convincing, or perhaps you’d like to know the benefits of remortgaging before taking the next steps, our guide is here to help. Why should I remortgage? You might consider remortgaging your property if: Your existing deal is due to end soon.…

Read more


Help to Buy ISA: 10 Pros and Cons

Posted on
help to buy isa pros and cons

If you’re looking to buy your first house, you might be considering investing in a Help to Buy ISA. With the new applicant deadline of 30th November 2019 looming, here are the pros and cons of a Help to Buy ISA to help you make your decision a little bit…

Read more

5 ways to improve your credit score for a mortgage

Posted on
improve credit score mortgage

You’re ready to take the next step and secure a foot on the property ladder? Buying a home is definitely an exciting time, but some first-time buyers might get held back by their credit score. After all, you’ve probably never really considered it before. However, there are ways in which…

Read more

Help to Buy ISA: Is it worth investing before the deadline?

Posted on
help to buy isa deadline

The Help to Buy ISA has been helping first-time buyers save for a mortgage deposit since 2015. For every penny you save in the ISA, the government will give you a 25% bonus (up to £3,000) towards your first home.  £3,000 could certainly go a long way when saving to…

Read more

How to apply for a Help to Buy ISA

Posted on

In this guide, we'll cover how you can apply for a Help to Buy ISA when purchasing your first home. If you are looking to buy your first home, it’s likely that you’re already aware of the Help to Buy scheme. If not, take a look at our simplified Help…

Read more

How to carry out a property search

Posted on
How to do a property search

If you’re purchasing a house, particularly as a first-time buyer, it can be difficult to know how and where to start your search. There are a number of ways that you may find your dream property, you just need to know where to look. Carry on reading to find out…

Read more

What is a declaration of trust?

Posted on
What is a declaration of trust?

  If you’re a first-time buyer, different types of contracts and deeds can be confusing to understand. When buying a house with someone else, or if someone else has a beneficial interest in the property you purchase (such as a parent who has contributed towards the deposit), one option available…

Read more

Help to buy ISA scheme simplified

Posted on
help to buy ISA

Although the news that the help to buy ISA scheme is to close in 2021 has some first-time buyers panicking, there is still plenty of time to take advantage of the government-lead scheme. For many, buying their first home will be the biggest financial step they’ll ever make. There are…

Read more